“Off Premise Insurance”: Our insurance covers up to 100,000.00 per occurrence. This means all employees are covered up to 100,000.00 and that is the limit that each can carry.
Two individuals cannot go in the same car and increase to 200,000.00 – as it is “per occurrence” for off premise.
It is “suggested” by the insurance company when we have more than 50,000.00 we may want to send 2 people for security reasons. But this is not a requirement.
Any off premise amount over the 100,000.00 requires a survey to be filled out prior to transporting merchandise.